THE 5 POINT RETIREMENT DEFENSE PLAN
INCOME PLANNING
Income planning is one of the key ways to create a robust source of retirement income. At Accelerated Wealth, we’ve found most Colorado Springs retirees’ biggest fear is a rapidly dwindling source of income. Due to things like taxes, longer life expectancies, market volatility, and inflation, the next generation of retirees faces the real risk of outliving their money. Common solutions can include annuities, cash value life insurance, certain investments, and asset maximization strategies. Maximizing your income from your retirement defense strategy requires precise planning and our proprietary process allows you to have peace of mind in knowing what your income will look like throughout every year of your retirement.
TAX PLANNING
Taxes are likely one of the single largest expenses you will pay in your lifetime, yet we spend so little time considering ways we can keep Uncle Sam out of our pockets. At Accelerated Wealth, we take an integrated approach to Colorado Springs financial planning, one that includes tax minimization strategies, and we have the right professionals to help. Every financial move you make has tax implications, so having a comprehensive retirement plan with tax-smart investment strategies is vital.
Remember, it’s not only what you make, it’s what you keep!
TAX PLANNING
Taxes are likely one of the single largest expenses you will pay in your lifetime, yet we spend so little time considering ways we can keep Uncle Sam out of our pockets. At Accelerated Wealth, we take an integrated approach to financial planning, one that includes tax minimization strategies, and we have the right professionals to help. Every financial move you make has tax implications, so having a comprehensive retirement plan with tax-smart investment strategies is vital.
Remember, it’s not only what you make, it’s what you keep!
RISK MANAGEMENT AND ANALYSIS
When you transition from the Accumulation Phase to the Retirement Hazard Zone® or Income Phase, your investment goals change. Instead of grow, grow, grow, your money now needs to replace a paycheck and work for you. We find that ROI no longer stands for “Return on Investment,” but “Reliability of Income.” With so many investment options, how do you choose the right ones that won’t kill your portfolio in a market crash? How do you ensure your investments stay on track to achieve your goals? That’s where we come in. Your investment strategy should work in concert with your financial goals and dreams. With expertise, knowledge, and experience, our Colorado Springs financial planners can provide in-depth risk analysis to help guide you in choosing the right investments for your season of life.
HEALTHCARE PLANNING AND LONG-TERM CARE
Choosing the best healthcare plan that fits your long-term needs can be a challenging task, but studies show that 1 in 3 people will need some form of long-term care in their lifetime. Long-term care strategies are critical in any retirement plan to help financially protect you and your family from unexpected medical issues. Still, many lack proper coverage because it is expensive and if you don’t use it, you lose it. We have many options and strategies available that provide substantial coverage for medical emergencies. These strategies are modernized so if you don’t need it, you don’t lose any premiums or principal.
HEALTHCARE PLANNING AND LONG-TERM CARE
Choosing the best healthcare plan that fits your long-term needs can be a challenging task, but studies show that 1 in 3 people will need some form of long-term care in their lifetime. Long-term care strategies are critical in any retirement plan to help financially protect you and your family from unexpected medical issues, but many lack proper coverage because it is expensive and if you don’t use it, you lose it. We have many options and strategies available that provide substantial coverage for medical emergencies, and they are modernized so if you don’t need it, you don’t lose any premiums or principal.
ESTATE & LEGACY PLANNING
At Accelerated Wealth, we believe the fastest way to erode your life’s work is not having an estate plan in place. An estate plan shelters your assets and allows you to care for your spouse and family when you are no longer around. We believe that you deserve to have a solid plan that allows your loved ones or charity to receive your gift quickly, bypass probate, and minimize the potential tax burden.
